REISA UNSW: Newsletter T2W4

Welcome to Term 2, Week 4 of 2025!

We hope you’ve had a fantastic week and are managing the increasing university workload as we approach flexi week!

If you are keen to continue learning more about the real estate investment world and want to be the first to hear about our events and opportunities, we strongly encourage you to like and follow the REISA UNSW Facebook and Instagram.

Warm regards,
REISA UNSW Team

Upcoming REISA UNSW Events

REISA UNSW x Koa Capital: Introduction to Private Credit

Join us for an insightful evening with Koa Capital, a growing private real estate lending firm, as we explore one of the fastest-growing alternative asset classes in the market today. This event is tailored for students interested in real estate, finance, and investing - and is an exclusive opportunity to connect directly with industry professionals.

Date: Wednesday, 2nd July 2025

Time: 5:30PM - 7:00PM

Sign Up Here: Application Form

Read more about this opportunity on the Facebook Event

REISA UNSW: Intro to Buyout Modelling

Want to learn how financial sponsors evaluate and structure deals?
Join REISA for a hands-on workshop that walks you through the fundamentals of leveraged buyout (LBO) modelling. Led by experienced members, this technical session is designed to equip students with the practical skills used in private equity, investment banking, and corporate finance.

What to Expect:

• How buyout deals are structured and financed

• Building debt schedules, returns analysis, and exit models

• Understanding how firms assess investments and create value

• Practical modelling experience to support your career preparation

Whether you’re new to financial modelling or gearing up for internship and graduate role applications, this is the perfect opportunity to build foundational LBO skills.

Date: Thursday, 3rd July 2025

Time: 6:30PM - 8:30PM

Sign Up Here: Application Form

Read more about this opportunity on the Facebook Event

Real Estate News

House Price Surge or Housing Supply Relief? - The Implications of the RBA’s Rate Cut

What was already a challenging housing market may now have become even tougher. The RBA’s latest interest rate cut, meant to ease the burden on existing mortgage holders could actually make it more difficult for new homeowners to enter the property market.

The interest rate cut from 4.10% to 3.85%, the lowest Australians have experienced in over two years, comes as a relief for mortgage holders, “giving homeowners roughly $168 extra in their pockets per month”, according to Yahoo Finance. With the average house price now hitting $1 million, the typical homebuyer is taking on around $800,000 in debt. Lower interest rates reduce the cost of servicing that loan – a seemingly ideal situation for Australian homebuyers.

CBA predicts quarterly rate cuts throughout 2025, bringing the cash rate down to 3.35% by year-end. ANZ also expects a rate of 3.35%, while NAB expects 2.6% and Westpac predicts an even lower 2.25%. While many may take comfort in the fact that the nation’s major banks predict several rate cuts for the rest of the year, lower rates are likely to turn more heads in the property market. Economists warn that the influx of mortgage credit may further ignite an already heated housing market, potentially subjecting Australians to yet another house price boom.

Research from The Guardian suggests that a 0.25% point cut in the cash rate could drive the average house price up by 1.5% to 2% over the next two years. Despite the initial optimism surrounding lower rates, first-time buyers may be left disheartened as escalating prices make entering the housing market even more challenging than before.

However, things could still improve. Given the nation’s ongoing housing affordability crisis, driven by home building approvals that consistently fall short of national targets, a rate cut may deliver an increased supply of housing. Australia needs to build roughly 1.2 million new homes over the next five years to ease ongoing housing pressures. The recent interest rate cut could just encourage these developments, ultimately improving housing availability and affordability nationwide.

Written by: Divya Goyal

Thank You To Our 2025 Sponsors:

Real Estate Investment Student Association (REISA), is a student run society founded in 2023 with the objective of providing students with opportunities across all aspects of Real Estate Investment, including Private Equity, Advisory, Development, and Asset Management.

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